Agent Blog
Doug Hartley
I love to praise people or companies for doing the right thing. Sometimes I like to rant about an issue related to my insurance profession. I always try to see both sides and stay positive. Email or text me a topic you'd like me to cover. I'd love to hear from you.

Don’t fall for the car with no title. If the price of an automobile is too low, it probably means it has issues. One of them could be that the seller doesn’t have the title. When you are shopping the car ads online, the first question should be, ‘Do you have the title?’

I’ve heard all the excuses. The guy I bought it from said he was going to look for it but never did. I hid the title somewhere, but I’ll send it to you as soon as I find it. You can file for a lost title when you go register the car. No! Don’t do it. I don’t care how good a deal it is. Hang up. Walk away. Run if you have to.

If you can’t register it in your name, you can’t insure it. The insurance companies put a clause in their policies that says they don’t have to pay a claim if the car doesn’t belong to you. By belong to you, they mean it has to be registered in your name. If you don’t have the title, you can’t register it.