Warning! Do not buy a car until you run the vehicle identification number (VIN) with us. The insurance price varies depending on the model and the accident, theft, and maintenance history of the vehicle. You cannot buy cars the way you used to. Please find out what the VIN is before you even test drive a car. We can find out a lot about an automobile before you fall in love with it. We will run as many VIN numbers as necessary until we find a good one.
Ask to see the title. So many buyers agree on a price and hand over the money only to discover the seller doesn’t have the title. That should be the first question you ask before you test drive the car and count out the bills. If they don’t have the title, run away! A seller does not have the right to sell a vehicle when they don’t have the title readily available.
If they have the title, have them print and sign their name in the seller portion on the back. Then you complete the buyer portion and fill in the date. Make out two bills of sale and insist both parties sign and date them. Include the time as well. Why? That’s when your insurance becomes effective. With signed title and bill of sale in hand, call us, and we will activate the coverage before you leave the scene of the purchase if you are buying insurance for the first time. If you already have a policy, you can drive away confident you are automatically covered until you get home. I don’t recommend this last one, but you do have that coverage. If I were you, I’d still call or text us to put the car on the policy before you get behind the wheel. Then the company app on your phone will show proof you have coverage if you get in an accident or are pulled over by the cops on your way home.