Your local insurance agent does a lot more than you might expect. We are paid a percentage commission by the insurance company set by contract. But, we also understand that if we are to attract and retain clients, we must provide the best service we can. These are the services we provide to you.

Vehicle changes to your auto policyWarning! Do not buy a car until you run the vehicle identification number (VIN) with us. The insurance price varies depending on the model and the accident, theft, and maintenance history of the vehicle. You cannot buy cars the way you used to. Please find out what the VIN is before you even test drive a car. We can find out a lot about an automobile before you fall in love with it. We will run as many VIN numbers as necessary until we find a good one.

Ask to see the title. So many buyers agree on a price and hand over the money only to discover the seller doesn’t have the title. That should be the first question you ask before you test drive the car and count out the bills. If they don’t have the title, run away! A seller does not have the right to sell a vehicle when they don’t have the title readily available.

If they have the title, have them print and sign their name in the seller portion on the back. Then you complete the buyer portion and fill in the date. Make out two bills of sale and insist both parties sign and date them. Include the time as well. Why? That’s when your insurance becomes effective. With signed title and bill of sale in hand, call us, and we will activate the coverage before you leave the scene of the purchase if you are buying insurance for the first time. If you already have a policy, you can drive away confident you are automatically covered until you get home. I don’t recommend this last one, but you do have that coverage. If I were you, I’d still call or text us to put the car on the policy before you get behind the wheel. Then the company app on your phone will show proof you have coverage if you get in an accident or are pulled over by the cops on your way home.

The journey begins with a quote. We will gather only the information we need to give you an accurate quote and nothing more.
Life changes constantly. Your insurance policy can too. Depending on the company, you can make changes yourself online or on an app on your phone, or you can call, text, or email us the changes.
A binder is a temporary policy. Sometimes a lender or dealer will want immediate proof of coverage beyond the ID card you carry in your wallet or car. We'll email them a binder anytime upon your request.
Claims Assistance
We'll help you through the process after you have had an accident or loss. Your ID card has the claims phone number, but you can call or text us from the road or as soon as it's safe if you are unsure what to do next.