If you or one of your passengers suffers injuries in a car crash, your auto insurance policy will pay for medical expenses, even if you were not at fault. You could wait for the other insurance company to pay all your bills, but that might take a long time to investigate. Hospitals are reluctant to treat patients who can’t prove that immediate coverage is available. The benefit on your policy is called Personal Injury Protection (PIP) and pays for any member of your household or passenger in your car for injuries sustained in an auto accident as a driver, pedestrian, or passenger. The company will require you to complete the paperwork allowing them to see your medical records. If you have questions about the process, please email, text, or call us.