Services
Your local insurance agent does a lot more than you might expect. We are paid a percentage commission by the insurance company set by contract. But, we also understand that if we are to attract and retain clients, we must provide the best service we can. These are the services we provide to you.

Bodily Injury Claims

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Category: Services
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Bodily injury claimsIf you or one of your passengers suffers injuries in a car crash, your auto insurance policy will pay for medical expenses, even if you were not at fault. You could wait for the other insurance company to pay all your bills, but that might take a long time to investigate. Hospitals are reluctant to treat patients who can’t prove that immediate coverage is available. The benefit on your policy is called Personal Injury Protection (PIP) and pays for any member of your household or passenger in your car for injuries sustained in an auto accident as a driver, pedestrian, or passenger. The company will require you to complete the paperwork allowing them to see your medical records. If you have questions about the process, please email, text, or call us.

Quoting
The journey begins with a quote. We will gather only the information we need to give you an accurate quote and nothing more.
Changes
Life changes constantly. Your insurance policy can too. Depending on the company, you can make changes yourself online or on an app on your phone, or you can call, text, or email us the changes.
Binder
A binder is a temporary policy. Sometimes a lender or dealer will want immediate proof of coverage beyond the ID card you carry in your wallet or car. We'll email them a binder anytime upon your request.
Claims Assistance
We'll help you through the process after you have had an accident or loss. Your ID card has the claims phone number, but you can call or text us from the road or as soon as it's safe if you are unsure what to do next.