Services
Your local insurance agent does a lot more than you might expect. We are paid a percentage commission by the insurance company set by contract. But, we also understand that if we are to attract and retain clients, we must provide the best service we can. These are the services we provide to you.

Naming Drivers

Details
Category: Services
Hits: 939

Name all drivers in the householdAdding an automobile to a policy often means an additional driver exists. Please give us the name, date of birth, and driver’s license number of a new driver in your household. If you fail to list them and they crash the car, they may not be covered. The policyholder is responsible for reporting all drivers and members of the household who are of driving age. If disabled or unlicensed, the company will list them as a household member only and not charge extra for them. Sometimes, adding a driver to the policy brings the price down, triggering a risk-averaging event. We can help assess the cost if you have a junior member of the family approaching driving age. Encourage the child to wait until eighteen to get their license. The cost to insure a teenager can be as high as $300 extra a month. Failing to disclose them could cost you hundreds of thousands.

Quoting
The journey begins with a quote. We will gather only the information we need to give you an accurate quote and nothing more.
Changes
Life changes constantly. Your insurance policy can too. Depending on the company, you can make changes yourself online or on an app on your phone, or you can call, text, or email us the changes.
Binder
A binder is a temporary policy. Sometimes a lender or dealer will want immediate proof of coverage beyond the ID card you carry in your wallet or car. We'll email them a binder anytime upon your request.
Claims Assistance
We'll help you through the process after you have had an accident or loss. Your ID card has the claims phone number, but you can call or text us from the road or as soon as it's safe if you are unsure what to do next.