Your local insurance agent does a lot more than you might expect. We are paid a percentage commission by the insurance company set by contract. But, we also understand that if we are to attract and retain clients, we must provide the best service we can. These are the services we provide to you.

Accurate quotes from your correct informationNothing is more frustrating than being told something costs one thing, and when it comes time to pay, the price goes up. Worse yet, you pay for something on payments, and the monthly amount turns out higher than quoted. You feel stuck. The money you used to pay the down payment is gone, and now you can’t go elsewhere. Often, you are on contract, like a cable bill, and now trapped for three years.

No one understands that dread more than we do. That’s why we rely on you to give us correct data to put into the computer software when quoting your auto insurance. If the information you provide us is wrong, the estimate will be too. We then must order all the reports at our expense through the company website to assure the price with tell you is accurate. The reports we run include things like your credit report, criminal background, car maintenance and crash history, accident and ticket record through the DMV, and accident history provided by the insurance companies. Any undisclosed infraction, accident, crime, car theft, excessive tow history, and bad credit will all negatively affect the price we offer. Be careful when requesting quotes online or from direct insurers. Unlike we independent agents, they aren’t required to run all those reports until after giving you a quote and taking your money. Insist they run those reports before offering you the price.

We don’t like surprises when it comes to auto insurance quotes. We can brag that our quotes result in policies issued at the same price about 99% of the time. The misquotes are always a result of inaccurate data put into the computer, such as a wrong vehicle identification number or an incomplete full name. Occasionally, the policy issues at a higher rate because one of the reporting systems was not in service at the time of the quote. Usually, we get a warning to try again later.

Call us for a free, 99% error-free quote. Or you can complete the online quote request. We won’t sell your data to anyone else. Promise. It stays in our secure computer system.

The journey begins with a quote. We will gather only the information we need to give you an accurate quote and nothing more.
Life changes constantly. Your insurance policy can too. Depending on the company, you can make changes yourself online or on an app on your phone, or you can call, text, or email us the changes.
A binder is a temporary policy. Sometimes a lender or dealer will want immediate proof of coverage beyond the ID card you carry in your wallet or car. We'll email them a binder anytime upon your request.
Claims Assistance
We'll help you through the process after you have had an accident or loss. Your ID card has the claims phone number, but you can call or text us from the road or as soon as it's safe if you are unsure what to do next.