If you crash your car and don’t have backup transportation, you need rental reimbursement coverage. Not every company offers it; you’ll need to ask your agent. If someone else hits your car, the other insurance company will typically cover the cost of renting a vehicle while yours is being repaired or replaced if it is deemed a total loss.

Have License Number Ready

Have your driver’s license handy when you call 503-299-9999 for the Oregon DMV.

Worst Decision of Your Life So Far

The bills are mounting. You’ve been without work and are starting a new job today. You can’t afford the insurance on your car, but promise yourself to get some with your first or second paycheck.

Most auto insurance companies will not insure a driver without a valid Oregon driver's license, but a few will. Oregon law states that you have 30 days to obtain a license in this State from the date of your move. The DMV and police encountered difficulty enforcing that requirement in 2020, as the branches were closed for much of the year. Then, when they reopened, setting an appointment to get a license proved challenging. Until this year, only documented citizens and residents could secure an Oregon driver’s license. The rules have changed, and anyone, regardless of documentation status, who can prove they live in this state may now apply for a driver’s license. That jammed up the appointment queue.