Last month, I received a call from a party to an accident where the at-fault driver presented a bogus proof of insurance. The victim texted me the picture. It showed my agency, but had a fake policy number, and the listed insurance company doesn’t even operate in the State of Oregon.

If law enforcement wants to, they can pursue a felony insurance fraud case in either of these situations. At a minimum, they can tow the car and issue a failure to provide proof of insurance. The driver in the accident will face a one-year suspension of his driving privileges in addition to his already suspended license.

Identification Documents

I know that if you present a fake Social Security number, they call the cops and have you arrested. You are better off admitting you don’t have an SSN and applying for a non-Real ID Act license.

If you try to turn in phony proof of insurance or an SR22, that can lead to a suspension of your driving privileges. The Oregon DMV has reviewed all photos on file, dating back 30 years, and run facial recognition on them to match with current images. If it is discovered that you obtained a license or identification card under a fake name or date of birth in the past, your driving privileges will be suspended for a year. Even people in high positions, such as police officers, judges, and doctors, are affected by this. So, depending on what it is you lied about, the penalties vary.