We require your signature to cancel a policy, the same way a signature is required to start a policy. The lifecycle of a policy is complete when it is no longer needed, or more affordable coverage has been found elsewhere. Please write out on a blank piece of paper the following:
Once a policy is active, you may need to make changes. Some companies allow you to make changes on their website. Click here to visit your insurer’s online page, log into your account, and see what changes, if any, you can make. Be very careful with making your own changes. If you are certain you know what you are doing, execute those changes as needed. If you have any doubts about how the changes might affect future claim payouts, please text us at 503-693-2852 or email us at
Contact us before calling the company to learn how filing a claim may impact your policy. In most cases, you won’t have a choice; you must inform the company, such as when an accident involves injury or damage to an auto beyond repair. Some claims may be better paid from your pocket if you have a high deductible or if the amount of damage doesn’t warrant the increase in premium for the next five years.
We encourage you to pay your six- or twelve-month premium in full. You can save up to 20% on the premium by paying off the policy. We strongly recommend that you agree to automatic payments from a credit or debit card or a checking account if you need to make monthly payments. We will set that up at the time we start a new policy.